A buyer's guide to closing costs

---

In addition to your down payment, you will need to have funds on hand for closing costs.  

How much?  In Florida, a good estimate is 3% of the purchase price.

The graphic at right shows typical Florida closing costs, which may be different from those you have paid in other states.

Some of these costs will not apply to your transaction, and the title company may add others.  

Some are prorated based on the time of year you're closing.  Others are flat-rate fees for services other options.

Some costs, such as survey fees, can be paid up front or at closing, but if your transaction does not close, you will still be obligated to pay for services rendered in the process.

At any time during the transaction, feel free to reach out to the title company directly for an estimate of costs and an explanation of individual fees.

Click the link below for a shortcut to my preferred title company, which also has attorneys on staff (and the best snacks in the business!).