CRUNCHED FOR TIME?
If you are looking to buy NOW, before 2025 ends, check out these recommendations.
This is not "everything" - it's just a place to start.
- Your money will go farthest in Panama City Beach, but there are some Destin options.
- You must still do your own due diligence, but consider this a fast track.
- Look on AirDNA or PriceLabs for high-performers to see what is possible. Ignore rental history. It does not matter.
- Listings links are current as of 10.20.2025 and are good for 30 days.
- These are STATIC (not ongoing) SEARCHES. Links will NOT update as new properties come on the market unless you have an MLS search set up.
- Properties listed here may go under contract or change price at any time.
- Condos require 20-25% down.
- THs and SFRs require 10% down (for second/vacation home loans).
- DSCR loans usually require 20-25% down, regardless of property type.
MY LISTINGS
From Destin to Cape San Blas: 12 AWESOME options here, $305K - $2.1M
CONDOS
Condos are easy to manage. These buildings have good prices, great amenities, and/or low HOAs.
Splash Resort - 17729 & 17739 Front Beach Rd, PCB
HOA is $760/mo, no matter what size unit you buy (this is atypical).
Amazing pools and splash pads; super family friendly.
For LOTS more info, check out this post: https://januaryjohnson.realtor/blog/f/spotlight-on-splash-resort-panama-city-beach
ALL SPLASH LISTINGS (there are only 8!): https://www.flexmls.com/share/CxPZE/Selected
Shores of Panama - 9900 S Thomas Drive, PCB
Fabulous resort-style pool. Indoor pool/hot tub also, attractive to snowbirds.
Walkable to several family attractions and local restaurants.
Has great rental numbers.
For more info, check out this post and SEE THE AIRDNA EXEMPLARS:
https://januaryjohnson.realtor/blog/f/shores-of-panama-resort-opportunity
SHORES LISTINGS < $500,000:
https://www.flexmls.com/share/CxPgw/Selected
SHORES LISTINGS $500,000+
Edgewater Beachfront - Multiple Addresses, PCB
Tower I: 11483 Front Beach Road
Tower II: 11619 Front Beach Road
Tower III: 11387 Front Beach Road
Leeward/Windward: 11757 Front Beach Road
Golf course, tennis, pickleball, pro shop, conference center.
Fabulous resort style central pool + about a dozen more throughout the resort.
2 restaurants on site. Corner store (coffee, snacks, beach gear).
Higher HOA due to 150 acres of amenities.
ALL EDGEWATER BEACHFRONT LISTINGS:
Edgewater Golf and Beach Resort Map:
Edgewater Golf Villas: 520 N Richard Jackson, PCB
These are single-story CONDOS (but look like multi-story townhomes). Two or three floors per building.
Located across the street from the sand. (See map link, above.)
Tram takes guests to the beach from several stops, or there is a walkover.
Guests have access to all amenities noted above.
Prices range from $200K (1 BR) to $500K (overpriced).
2 BRs start at $274,500 (great price). HOA is higher, as noted.
ALL EDGEWATER GOLF VILLA LISTINGS:
Laketown Wharf: 9860 and 9902 S. Thomas Dr
4 pools, 2 hot tubs, mini-golf, several restaurants, billiards/bowling, and various shops (beach gear, salon, frozen drinks, etc.)
Price
ALL LAKETOWN WHARF LISTINGS:
https://www.flexmls.com/share/CxQxD/Selected
Gulf-facing units are generally preferable, but there can be some great prices for the lake-view units.
--Every unit on floors 1 - 4, regardless of number, faces the lake.
--For floors 5 and above, all units ending in 01 - 27 are GULF-facing.
--Units ending in 28 - 38 are LAKE-facing.
TOWNHOMES (THs)
Gulf Highlands
Gated community of about 750 properties; most are 2 BR, 1.5 - 2.5 BA.
2 parking spots right in front of each unit.
HOA is around $350/mo. You are responsible for exterior insurance.
11 pools, 4 heated seasonally. One pool ON the sand; small restaurant here also.
Pickleball, tennis, shuffleboard, mini-golf, playground.
Prices start at $245,500.
Resort map: https://ghbr.us/for-guests/
ALL GULF HIGHLANDS TH LISTINGS:
SINGLE FAMILY RESIDENCES (SFRs)
Don't love a condo? Here are some great options!
PCB Under $700K
3 BR, 2 BA and up
Most of these do not have pools but some may have room for one.
Check out 5817 Pinetree (my listing). Adorable, under $500K, and room for a pool!
PCB 4 BR+ under $1.5M
19 results w/private or community pools.
https://my.flexmls.com/JanuaryJohnson/search/shared_links/D0oGW/listings
Destin Under $1.5M
All have private or community pools.
Built after 2000.
17 OPTIONS:
Destin $1.5M - $2.5M
All have private or community pools.
Built after 2000.
5 - 9 BRs, 3 - 9 BAs
Add a footnote if this applies to your business
Copyright © 2022 January Johnson, Realtor - All Rights Reserved.
january@theshorttermshop.com • 850.919.4330
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